LPT Realty vs HomeSmart | Fee Comparison - TPL Collective
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Commission Comparison

HomeSmart's Monthly Fees
Add Up Faster Than LPT's Flat Model

HomeSmart popularized the flat-fee brokerage concept. But monthly fees of $99–$250 plus per-deal transaction costs quietly stack up. LPT Realty gives you the same 100% commission with lower total cost and better tools. Here's the math.

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Side by Side

The Numbers Don't Lie

Feature
LPT Realty
HomeSmart
Commission Split
100% - you keep it all
100% (flat-fee model) [VERIFY]
Annual Cap
$5,000
No cap (monthly fee model) [VERIFY]
Monthly Fee
$0
$99–$250/mo [VERIFY]
Transaction Fee
$195/deal
$195–$495/deal [VERIFY]
Annual Fee
$500
Included in monthly [VERIFY]
Revenue Share
HybridShare available
None [VERIFY]
Stock / Equity
LPTA (Nasdaq reserved)
None [VERIFY]
AI Tools
Dezzy.ai · RecruitAssist · Media Stack
Basic tech platform [VERIFY]
Office Access
Virtual + coworking options
Some physical offices [VERIFY]
The Math

Same Agent. Same 12 Deals. Different Take-Home.

12 deals · $450K avg price · 2.5% commission · $135,000 GCI

HomeSmart (Typical Office) [VERIFY]
Gross Commission (GCI) $135,000
Monthly fee ($175/mo × 12) [VERIFY] −$2,100
Transaction fees ($350 × 12) [VERIFY] −$4,200
E&O / tech fees [VERIFY] −$600
Total Cost $6,900
Take-Home $128,100
LPT Realty (Business Builder)
Gross Commission (GCI) $135,000
Flat fees ($500/deal, capped $5K) −$5,000
Processing fees ($195 × 12) −$2,340
Annual fee −$500
Total Cost $7,840
Take-Home $127,160
Similar Cost - But LPT Gives You More

LPT includes AI tools, revenue share, and stock awards that HomeSmart doesn't offer [VERIFY]

Where LPT Wins

The Advantages Are Clear

💰
No Monthly Fees
HomeSmart charges $99-$250/month whether you close deals or not. At LPT, there are zero monthly fees. You only pay when you earn.
🤖
AI Tools No Other Brokerage Has
Dezzy.ai, RecruitAssist, and Media Stack are built exclusively for TPL Collective agents. HomeSmart provides basic tech tools that don't compare to a full AI suite.
📈
HybridShare Revenue Share
HomeSmart doesn't offer revenue share. LPT's Brokerage Partner plan includes 7-tier HybridShare - build passive income by growing your team.
📊
LPTA Stock Awards
LPT agents earn stock awards as they hit production milestones. HomeSmart has no equity or stock program for agents.
Where HomeSmart Wins

We'll Be Honest

✓
100% commission model - HomeSmart was one of the first flat-fee brokerages. They proved the model works, and agents keep their full commission after monthly and transaction fees. [VERIFY]
✓
Established franchise brand - HomeSmart has been operating since 2000 and has grown to thousands of agents across the country. There's brand familiarity in many markets. [VERIFY]
✓
Physical office availability - Some agents prefer having a brick-and-mortar office to meet clients. HomeSmart franchises often provide that option.
Is LPT Right for You?

LPT Is Built for Agents Who…

✓ Are HomeSmart agents who want AI-powered tools for lead gen, content, and recruiting
✓ Want to build passive income through revenue share instead of just saving on fees
✓ Are tired of paying monthly fees even during slow months with no closings
✓ Want equity in their brokerage through stock awards, not just a cheaper split
✓ Are looking for a stronger tech stack and community beyond basic brokerage tools
Ready to See Your Numbers?

Same 100% Commission.
Better Everything Else.

No pressure. No pitch deck. Run the calculator yourself or book 20 minutes with Joe. Either way - just math.

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Ready to explore LPT? Read the complete joining guide to see how commission, revenue share, and sponsor selection actually work.

HomeSmart fees vary by franchise location, region, and individual agent agreement. Figures shown are estimated ranges based on publicly reported data and are marked [VERIFY]. HomeSmart is a franchise - each office operates independently. LPT Realty figures reflect the current published Business Builder fee structure. TPL Collective is a community platform. LPT Realty is the brokerage.